Card Processing for Home Care

Stop Overpaying for
Card Processing

Most home care agencies are charged the same high rate on every transaction — even when the actual cost is much lower.

Enterprise-Grade Pricing

Take Back Your Margins with Interchange Plus Pricing

Feed your bottom line — not processor premium markups. Every cost separated, every dollar accounted for.

Flat Rate Pricing
One blended rate
markup hidden inside
Flat rate
3.5%
Interchange Plus Pricing
+ our fixed margin
What the card actually costs set by Visa & Mastercard
Interchange Plus
2.45%

Typical results for home care agencies. Your actual rate depends on your card mix and volume.

The Problem

How Flat Rate Processing Hurts Your Bottom Line

Simple to read on a statement. Built to quietly benefit your processor — not you.

Flat-rate pricing is set to cover the most expensive cards. On every cheaper card, your processor pockets the difference.

✗ How Flat Rate Works

What's Actually Happening

  • Every card charged the same rate
  • Rate set for the most expensive cards
  • Cheaper cards? Processor keeps the difference.
  • Everything blended into one number
✓ How HCP Works

What You Get Instead

  • Each card priced at real cost
  • Our margin stays fixed, no matter the card
  • Cheaper cards? You keep the difference
  • Every fee itemized
The Impact

What You Gain on Day One

Not eventually. The billing cycle after you switch.

Up to 50% less in processing fees
Pricing that reflects every card's real cost
A dedicated rep, not a ticket queue
Every fee broken out and labeled

Worried about the hassle of switching?

One conversation gets it started. We'll walk you through exactly what the switch looks like, what we handle, and what takes a few minutes on your end — so there are no surprises.

What Our Clients Say

Home Care Agencies That Made the Switch

Take the Next Step

See how much you're overpaying

We'll break down your current setup and show you exactly where the extra cost is — no obligation.

  • Free — no commitment, no pressure
  • Built from your real card mix and volume
  • Works alongside your existing tech stack
  • Response within one business day