ACH Processing for Home Care

Next-Day ACH at a Fraction of the Cost

Most ACH providers make you choose — low cost or next-day funding. With us, you get both.

  • Next Business Day
    Funding speed
  • Flat Per-Transaction
    No percentage-based fees
  • Built for Recurring
    Designed for home care billing

Home Care Runs Better on Fast ACH

Most home care agencies run most of their billing through ACH. The setup decides how fast you get paid and how much each transaction costs you.

Lower Cost Than Cards

ACH typically costs a flat fee per transaction — not a percentage. On a $2,000 invoice, that difference adds up fast.

Built for Recurring Billing

Weekly or biweekly billing cycles are the norm in home care. ACH handles recurring pulls without expiration dates or declined cards.

High Client Acceptance

Families already pay rent, utilities, and insurance via bank transfer. ACH feels familiar — not like a new burden.

Protects Your Margins

Credit card processing on $500K in volume can cost $15,000+ a year. ACH keeps that money in your agency.

ACH Pricing Compared

See How We Stack Up

Not all ACH is created equal. Here's the math.

Best Value Home Care Payments Typical %-Based ACH
Monthly Fee $25/mo $35/mo
Per-ACH Cost $2/ACH* 1% per ACH
$50K/mo processed $1,200 avg ticket $25 + (42 × $2) $109/mo 1% × $50,000 $500/mo $391 more/mo

* Volume-based pricing available at higher processing tiers.

Built on Serious Infrastructure

ACH Processing You Can Count On

The same infrastructure trusted by thousands of U.S. banks and credit unions.

1,300+

Home Care Agencies

Already process ACH with us — from single locations to national franchise networks.

Your Account. Your Data.

The account is yours, not a software platform's. Change scheduling tools anytime — your processing comes with you.

Enterprise-Grade Processing

Backed by a publicly traded fintech that processes billions a year.

Roy L.
One You Love Home Care
Hailey P.
Seniors Helping Seniors
John H.
Homewatch CareGivers
Olivia K.
FirstLight Home Care

Get Control of Your ACH Cash Flow

See exactly how much you can save and how quickly you can get paid.